Group Dental Insurance's purpose is to protect, maintain, and treat gums and teeth. Group Dental Insurance Plans are not all the same. Some dental plans may allow you to go to any dentist. This plan is probably an indemnity policy. Another type of policy, the PPO, dental option may require you to go to a network of dentist, otherwise you may to pay a higher deductible and co-insurance. HMO dental insurance is the most restrictive plan. You may not be able to receive payment for treatment received outside the network.

The Group Dental Insurance plans pay for services to maintain good hygiene. The basic cleanings, fillings, crowns, dentures, etc., are usually covered. There may be a waiting periods of over a year for the benefit of dentures or crowns. It does depend on the coverage and group dental insurance plan you choose.